Are there any tested & working off-chain solutions for Eth?

I've been doing some research into off-chain solutions for ETH. I can see that http://lightning.network/ and https://raiden.network/ are still in development and testing stages.

Is there a way to launch an ERC20 (or related) token that can run off chain right now?

Thank you guys 🙂

Submitted October 03, 2018 at 08:49PM }
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